Features
- Saves time and effort
- Improves cash position
- Reduces unexpected losses
Positive Pay
Reduce exposure to check or ACH fraud
Fighting check fraud requires vigilance, control and the right set of tools. Checks continue to be the subject of more fraud than any other payment method. With Positive Pay you can make faster, more well-informed decisions about suspicious activity.
- Automated fraud prevention
- Receive daily notification of incoming checks
- Review checks prior to posting
- Easily approve checks presents for payment via online banking
Zero Balance Accounts (ZBA)
Reduce fraud exposure of your operating account
A ZBA provides an automatic means of combining funds for disbursement or deposits in order to maximize the use of cash.
- Increase account control and reduce expenses
- Eliminate time spent on manually funding your operating account
- Eliminates the need to track balance levels and funding requirements
- Maximizes funds available in your operating account
Additional FDIC Insurance
Reduce exposure to FDIC insurance limits
ICS and CDARS offer the piece of mind that comes with access to multimillion dollar FDIC insurance and flexibility. You can choose the service or combination of services that best match your needs for returns and access to your funds.
- Insured Cash Sweep (ICS)
- Certificate of Deposit Account Registry Service (CDARS)