Flatirons Bank
Flatirons Bank

Small Business Checking

Designed for start-ups, sole proprietorships, or small businesses with minimal banking needs.
  • First 25 deposited items free
  • Free Online & Mobile Banking

Flatirons Business Checking

Perfect for the growing business with higher transaction volume and a need for more services. This product provides discounts on wires and other services that add up over time.
  • Free Online Banking & Business Bill Pay
  • Discounted Wire Transfers
  • 150 Deposited Items per month
  • Free Deposit Pickup (Courier)

Premier Commercial Checking

Our analyzed account was designed for businesses with complex banking and treasury management needs allowing you to receive earnings credit to offset account fees.
  • Very competitive earnings credit versus other banks
  • Fees can be offset in part or in full by earnings credit
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Account Terms and Conditions1 Small Business Flatirons Business Premier Commercial
Minimum Opening Deposit $100 $100 $100
Minimum Daily Balance (To Avoid Maintenance Fee) $1,500 N/A N/A
Maintenance Fee $6/month $12/month2 $18/month3
Deposited Items Per Month 25 items free ($0.12 ea after) 150 items free ($0.12 ea after) $0.12 each3
Debits Per Month 25 items free ($0.12 ea after) 150 items free ($0.12 ea after) $0.12 each3
Online Bill Pay $5/mo up to 20 payments ($0.50 each after) Free $5/mo up to 20 payments ($0.50 each after)3
Debit Card $15/year Free (up to 3 cards) $15/year
Online Banking
Remote Deposit (Mobile)
External Transfers
Local Courier Service Free local pickup
$30 bag purchase required
Free local pickup (no bag charge) Free local pickup
$30 bag purchase required
Stop Payments $30 No charge $303
Cashiers Checks $5 No charge $53
Outgoing Wires $25 Domestic ($15 online)
$40 International ($25 online)
$15 Domestic
$25 International
$25 Domestic ($15 online)
$40 International ($25 online)3
Incoming Wires $5 Domestic
$10 International
Free $5 Domestic
$10 International
Research $25/hr No charge for one hr/month $25/hr
Safe Deposit Box Stated Rate Stated Rate
✓ = Free    1 May be amended at any time.   2 The maintenance fee covers your services that other banks charge for.   3 Monthly account charges may be offset entirely or in part by the earnings credit calculated on your collected balance adjusted for reserve equipment.