What is FDIC Insurance?
FDIC deposit insurance enables consumers to confidently place their money at thousands of FDIC-insured banks across the country, and is backed by the full faith and credit of the United States government. Since the founding of the Federal Deposit Insurance Corporation in 1933 no depositor has lost a penny of FDIC-insured funds. Learn more
FDIC Insurance at Flatirons Bank
Your deposits with Flatirons Bank are fully insured in accordance with the maximum limits established by the Federal Deposit Insurance Corporation (FDIC).
FDIC Insurance Calculator
Understand how the FDIC insurance rules and limits apply to a your specific deposit accounts: FDIC insurance calculator
Additional FDIC Insurance
Reduce exposure to FDIC insurance limits
ICS and CDARS offer the piece of mind that comes with access to multimillion dollar FDIC insurance and flexibility. You can choose the service or combination of services that best match your needs for returns and access to your funds.
How do ICS and CDARS work?
As a provider of ICS and/or CDARS, Flatirons Bank is part of a special network. When we place your deposit through the ICS or CDARS service, that deposit is divided into amounts under the standard FDIC insurance maximum of $250,000 and is placed in deposit accounts at multiple banks. As a result, you can access coverage from many institutions while working directly with just one.
You communicate with our bank's relationship banking team. And you receive one monthly statement from our bank for each service or service option in which you participate. As always, your confidential information is protected. Learn more about the network that powers ICS and CDARS